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Miscellaneous Professional Liability

RLI’s miscellaneous professional liability coverage protects your clients from acts or omission committed in the practice of their profession.

RLI’s miscellaneous professional liability policies cover defense costs, charges and expenses as well as the actual settlements from litigation. And by possessing features common to other RLI EPG policies, we set a new industry standard in MPL coverage.

Our preferred risks include, but are not limited to:

Advertising agencies
Billing services
Claims adjusters
Computer programmers
Electronic data processors
Employment agencies
Executive search firms
Independent practice associations
Insurance claims investigators
Publishers
Consultants in the following fields

Human resources
Management
Public relations
Media
Telecommunications

RLI Miscellaneous Professional Liability coverage highlights:

Admitted in 46 states (non-admitted paper available)
Primary and excess coverage available
Excess coverage available on admitted paper
$10 million capacity / Minimum premium $2,500 / Minimum deductible $3,000
Contingent BI / PD coverage available
Personal injury coverage
Fraud exclusion subject to final adjudication
30 day automatic extended reporting period
Notice reporting provision
Automatic merger and acquisition coverage
Punitive damage coverage available
Claim notice "as soon as practicable"
Worldwide coverage

Miscellaneous professional liability appetite guide

Strong primary market niche areas include but are not limited to:

Billing services
Property managers
Consultants
Computer programmers

RLI offers limits of up to $25 million on all our product lines. RLI is rated “A+” (Superior) by A.M. Best, “A+” by Standard & Poor’s, and has appeared in the Ward’s 50, a respected benchmark group of the insurance industry’s top performing companies, every year of the list’s existence.